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Join The Ugly House Goldmine — Free →Philly's ugliest houses are sitting on the biggest returns. Free grant money is waiting. And women who move first — win first.
I started with a 400 credit score and no roadmap. Built $400K+ in personal equity. Coached 25+ women to the closing table — some with less than $500 out of pocket. I know what's possible because I lived it.
All Programs
Tap any card to learn more. Programs marked "Stackable" can be combined for maximum money.
Max debt-to-income 38/45. Requires 4-hour homebuyer counseling course PLUS a 1-on-1 meeting — and this must happen before you submit an offer. This is the step most people miss. Counseling typically takes 1–2 weeks to schedule, so start early.
The most powerful grant available — forgiven the day you close. Counseling can be done online for scores 680+, in-person or remote for under 680. Counseling can happen AFTER offer is accepted — unlike Philly First. Opens 4/7 and money runs out fast. Get on the list now.
Lower income limit but no minority requirement — so this pairs powerfully with Keys to Equity for those who qualify for both. Refinancing allowed in the future — this lien can be subordinated. Counseling can happen after offer accepted.
Always available — no scramble before funding closes. On a $300K home that's $15,000 toward your down payment. KFIT 2nd lien must be paid off in a refinance. Can be used with FHA, VA, USDA, or Conventional loans. Asset cap applies.
Already own and want to buy again or house-hack a duplex? This is your program. Does not stack with other grants — standalone only. K-Flex 2nd lien must be paid off in a refinance. Forgivable after 10 years.
Northern counties (Bergen, Essex, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Union): $15K base. Southern counties (Atlantic, Burlington, Camden, Cape May, Cumberland, Gloucester, Salem, Sussex, Warren): $10K base. Stack with Keys to Equity and First Front Door for up to $52K.
Stacking Guide
"I NEVER thought I'd be able to do this. Zero dollars, needed credit repair — felt impossible. After almost 3 years with Jasmine I can finally say I AM A HOMEOWNER."
"Topaz repaired her credit from 680 to 710 in 60 days, then closed on a triplex. Her tenant pays the mortgage and she pockets $305 every month."
"Tracy closed in 90 days. Bought a duplex, has a tenant paying her mortgage, and she's already looking at property number two."
Common Questions
Book your free Clarity Call. Jasmine looks at your exact situation, tells you which grants you qualify for, and gets you on the list before the money runs out.
You're not just looking for a place to live — you're making a wealth-building decision. Let's map it out.
"I had zero dollars and needed credit repair — it felt impossible. I did it under Jasmine's guidance. She pushed me when I was ready to give up. Three years of patience and I finally became a homeowner."
💡 Includes spouse, parent, or any working adult in the home. Exception: full-time college students.
Ready to claim this money?
Book My Free Call →Your free 30-minute Clarity Call with Jasmine. She pulls real listings from your zip codes before you log on — so you see what's actually possible for you, with real numbers.
Book My Free Clarity Call →"Topaz came in not knowing her next step. She repaired her credit from 680 to 710 in 60 days, then closed on a triplex. Now her tenant pays the mortgage and she pockets $305 a month — and she's already looking at property number two."
Most women who can't qualify today are 2–3 moves away from being grant-ready. This is where the plan starts.
Jasmine started with a 400 credit score. She's worked with women at every level. Your score is not your sentence — it's your starting point. The call is where the plan begins.
"I had zero dollars and needed credit repair — it felt impossible. I did it under Jasmine's guidance. She pushed me when I was ready to give up. Three years of patience and I finally became a homeowner."
Before you book the call — come to the free masterclass. Jasmine walks through credit, grants, and real Philly deals live. Most women leave knowing they're closer than they thought. This is where the plan starts.
Check your inbox for your session link. See you at 7PM ET.
Right now Jasmine works exclusively with buyers and investors in Philadelphia city, the Philadelphia suburbs, and New Jersey. If you're outside these areas, she isn't the right fit for you at this time — and she'd rather be honest than waste your time.
If you believe you entered your location by mistake, go back and try again.
Tell me where you are and let's figure out your exact next step together.
On your Clarity Call, Jasmine maps your real investable capital — savings, equity, retirement accounts, and family resources. Most investors have more than they think.
Her ugly house goldmine method — cosmetically distressed properties in solid Philly neighborhoods. Strong bones. Real upside. Section 8 ready, duplex ready, cash flow from day one.
Her one-on-one program takes you from strategy to closing — deal sourcing, number analysis, offer strategy, tenant selection, cash flow setup.
"Topaz came in not knowing her next step. She did the credit work, closed on a triplex, and now her tenant pays her mortgage. She pockets $305 a month in passive income — and she's already looking at property number two."
These two answers help Jasmine come prepared with the right deals and the right strategy for your exact situation.
Include personal savings, accessible equity, and any capital you could move within 60 days.
A focused 60-day credit plan can move your score 30–60 points. Come to the Ugly House Goldmine masterclass — Jasmine will show you exactly what to do, live.
Reserve My Free Masterclass Seat →Free · March 26 · 7PM ET
Most women think they need a huge pile of personal savings to invest. They're wrong. Here's how investors actually fund deals.
Qualify based on the property's rental income — not your personal income. Your W-2 doesn't matter. The deal qualifies itself.
Build credit under your business EIN — separate from your personal score. Access $50K–$150K in funding that doesn't touch your personal credit.
Private lenders fund based on the deal, not the borrower. Fast closes, flexible terms. Jasmine has relationships with lenders who work with first-time investors in Philly.
A focused savings plan runs in parallel while your funding stack builds. Most women are closer than they think.
"You don't need a stack of personal savings sitting in a bank account. You need the right structure, the right lender, and the right deal. That's what the Clarity Call is for."
— Jasmine Williams
Come to the free masterclass first. Jasmine walks through DSCR, business credit, private money, and real Philly deals live. Leave knowing exactly how to fund your first investment.
Check your inbox. See you at 7PM ET — bring your questions about funding.